Community Futures Winnipeg River 4 Park Avenue, Box 505, Lac du Bonnet, MB - Phone: (204) 345-2514

Business Services & Loans

CFWR offers help to people who want to start or expand a business. We keep up to date on trends and resources. We can help you identify business, industrial, and other economic development opportunities in our region.


CFWR provides friendly, professional business consulting services. We can help you with:

  • business plan development
  • marketing
  • financial analysis
  • bookkeeping and accounting
  • time management

Individual business counselling is available. Download a copy of our Business Planning Workbook and Cash Flow Template in the forms section.


CFWR offers loans to new or expanding businesses in the region up to $150,000. The interest rate is generally prime plus 3% and payment terms can be flexible. To apply and see eligiblity requirements download the loan application in the forms section and contact our office for more information. The money we have available for loans is part of a pool. As people pay back their loans, the money becomes available again to help other people build their businesses.


CFWR offers help to young people who are interested in self-employment. Young people between the ages of 18 and 29 can apply for a loan up to $25,000. Please contact us for loan guidelines. Young people can also apply for up to $4,000 in non-repayable funds through the Provincial Young Entrepreneur's Program. This money helps with business start-up and capital costs. Our staff can assist you in applying for these funds.


In the case where the IRC declines a loan application, the client will be informed in a written letter of decline, the reason(s) the application was denied, and that they may redress or appeal the loan through the following process:

a. Provide a written letter of redress or appeal to tht  IRC which includes a formal request to reverse the decline decision along with corresponding rationale and supporting arguments. IRC will review and respond back to the cleint in form of written letter.

b. Should the client, not accept the response from the IRC, the client may request that a review be conducted by the CFWR Board of Directors. Board will review and respond back to the client in form of written letter.

c. Should the client, not accept the response from the CFWR Board of Directors, the client may request that a review be conducted by the CFIF Investment Review Committee. At this point CFWR will forward the loan appeal and corresponding documentation to the CFIF Committee who in turn will review the appeal and provide clear, nonbinding recommendations to the applicant.


CFWR on behalf of Employment Manitoba administers the Self-Employment Program (SE) for the North Eastman region. The program provides an opportunity for unemployed individuals who are currently on an active E.I. Benefit, or are eligible for E.I. or have had an E.I. claim within the past five years, or a maternity/paternity claim within the past five years, to start their own business while collecting their employment insurance benefits. SE clients work with our Business Development Officer who assists them with a business plan, marketing, financial analysis and counselling/monitoring for the full term they are on the program.

For more information please contact Lindsey Otto at (204)345-2514 or at This email address is being protected from spambots. You need JavaScript enabled to view it..

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